MINNEAPOLIS (KMSP) - Hennepin County Attorney’s Office has charged two people for faking auto accident injuries and filing fraudulent insurance claims after incidents in Minneapolis parking lots they weren't involved in.
“These two cases are outrageous examples of people who made fraudulent insurance claims, pretending to be injured in accidents they weren’t even involved in.” said Minnesota Commerce Commissioner Mike Rothman. “This kind of fraud doesn’t just cost insurance companies. It costs all of us as consumers. Our Commerce Fraud Bureau is taking action to investigate and stop these crimes.”
According to the criminal complaints:
Jemichael Leon McCoy, was charged with two felony counts of insurance fraud after claiming he was a pedestrian in an auto accident at the ALDI parking lot on Penn Avenue N. in Minneapolis. Store surveillance video shows a minivan backing out of a parking spot in front of the store and striking several vehicles. About 90 seconds later, McCoy walks toward the accident from a separate vehicle in the parking lot and appears to start limping and lies down near the last vehicle involved in the accident.
McCoy showed police his injuries in “an animated fashion” and he was brought by ambulance to North Memorial Hospital. He sought chiropractic and medical treatment then filed benefit claims for his injuries with his own auto insurance company and the insurance company of the driver who caused the accident, submitting billings for over $4,500.
In a separate case, Lashonda Marie Gail, 30, is also charged with two felony counts of insurance fraud after she claimed she was the driver of an auto accident, when she really arrived to the scene in another vehicle.
Store surveillance video shows a man parked Gail’s 2007 Chrysler Aspen SUV in the Family Dollar store parking lot on Lake Street in south Minneapolis. He entered the store, went back to the Chrysler, and as he backed out of the parking space, a 1999 Toyota Solara attempted to park in the next spot, and they collided.
The Chrysler driver told the Toyota driver that he did not have insurance and said he had to call his girlfriend. He left the scene in the Chrysler and returned a short time later. Gail arrived at the scene in another car, picked up the Chrysler driver, then returned to the parking lot on foot and told police she was the driver of the Chrysler.
Gail’s insurance company received a notice of no-fault and underinsured motorist claim from Gail’s attorney. The Toyota driver’s insurance company also received a “Notice of Liability Claim” from the attorney, stating that Gail suffered injuries to her arms and lower back as a result of the accident and that she received medical treatment.