Two Michigan men are accused of using "cloned" credit cards at an Eagan, Minn. Walgreens as part of a crime ring in which your credit card could be in your wallet while fraudulent charges rack up.
According to charges, the ring drives from state to state and uses "cloned" credit cards, which may be blank or have the suspect's name on the front of the card, but it has an account number of an unsuspecting victim encoded onto the back. The victim still has their original credit card with them and is unaware of fraudulent charges until they're noticed by either the company or the victim.
In this particular case, Montel Russell Roberts, 22, and Marcus Terrell Hatch, 23, had used these "cloned" cards to purchase 11 $100 gift cards in April at Walgreens in Eagan.
Charging documents describe the workings of the crime ring as follows:
"After they left, the store manager received two phone calls from victims indicating that their cards matching the cards used by Roberts and Hatch had been fraudulently used. Investigation also revealed that Hatch was at a Walgreens in Richfield, Minnesota and made multiple transactions.
Investigation also revealed that Hatch was at a Walgreens in Richfield, Minnesota and made multiple transactions. However, not all of the cards were accepted. When a card was declined, Hatch would produce another credit card. In all, he obtained $250.16 of merchandise fraudulently. He attempted to receive another $111.30 in merchandise."
Investigators learned they were staying at the Extended Stay in Eagan and found:
-A gray backpack with 30 assorted gift cards worth $2,600 still in their packaging, three additional gift cards with two dated receipts
-A black Nike backpack with 23 gift cards worth $2,175 still in their packaging, four additional gift cards and $208 in cash.
In their vehicle, they found:
-9 assorted gift cards worth $900 still in their packaging
-Six debit cards inside an Advil box shoved in the passenger door side pocket
-A blank Walmart debit card under the driver's seat
-Two Walgreens receipts dated 4-21-15 from a Richfield Walgreens